CONFIDENTIAL © Yoyo Wallet Limited 2017
The transaction on your premises is an eMoney transaction. We move eMoney from the user's Yoyo account to your Yoyo holding account. At a later point, we disburse the amount in your Yoyo holding account to you in cash. We do not use a credit card for that transaction.
Any Yoyo refunds are sent to the user as Yoyo Credit which will be used against their next Yoyo transaction.